Legal | Privacy | Site Map | Search  
Intelligent System Solutions for Group and Individual Insurance
height=200 width=760 classid=clsid:D27CDB6E-AE6D-11cf-96B8-444553540000>
Feature Comparison
   Standard Features
Feature DOCS DOCSQL DOCSNET
DOS C/S N-Tier

Policy Plan Design Module

x x Imp

Coverage Audit Trails

    New

Eligibility Detail

x x x

Claimant Identity Protection (SSN/SIN optional)

    New

Historical Eligibility Retention

    New

Claim Processing

     

Description of Loss

x x x

Historical Summary Retention

x x x

Alerts, Coverage Edits, and Warnings

x x Imp

On-line History

x x x

Chronological Summary

  x Imp

Payment Diary

  x Imp

Payment Diary by User Group

    New

Automatic Calculations

     

Payment Amounts

x x x

Max Duration

x x x

FICA and other Tax Controls

x x Imp

Payments

     

Multiple Output Formats

x x Imp

PATRIOT Act Tools

    New

Multiple Payees

x x x

Adjustments

x x Imp

Adjustment Wizard

    New

Direct Deposit

x x x

Unattended Processing

    New

Communications

     

Explanation of Benefits

x x x

Letter and Forms Module

  x x

Zip+4 Address Validation

    New

International Correspondence (Eng., Fr. and Sp.)

  x x

Standard and Custom Reports

x x Imp

Output Scheduler

x x Imp

Document Imaging

    New

Case Management

     

Investigations

x x x

Medical

x x x

Liens

x x x

Mail Documents

x x x

Appeals

  x x

Telephone Notes

  x x

Immediate Referral Notification

    New

Time Tracking

    New

Activity Diary

  x Imp

Activity Diary by User Group

    New

User Customizable Features

     

Alerts

    New

Lookup Tables

x x x

Benefit Transaction Rules

    New

Claim Process Checklist

    New

Policy Reference Fields

    New

Coverage Reference Fields

  x Imp

Certificate Reference Fields

  x Imp

Claim Reference Fields

    New

Desktop Application Links

    New

Online Training Guide

    New

System Features

     

View multiple Screens (Claim, Policy, Activity etc)

    New

Online Help Guide

  x x

Multi-Level Security

x x Imp

Integrated Database Auditing

    New

Data Transfer Tools

     

Import / Export via Flat File

x x x

Interface via Data-Link

    New

Electronic Vendor Interchange

  x x

Internet Capabilities

     

Claim Intake

    New

Policy Inquiry

    New

Eligibility Uploads

    New

Vendor Payments Module

x x x

 

     
 
   Disability Features (LTD, STD, DI, LTC*)
Feature DOCS DOCSQL DOCSNET
DOS C/S N-Tier

Offsets Manager for Other Sources of Income

x x x

Offsets Defined by % (of salary)

    New

Variable Payment Mode (Weekly, Bi-Weekly, Monthly)

    New

Automatic Calculations:

     

Minimum Benefit

x x x

Support for Flex Benefit Plans

x x x

Reinsurance Calculation and Billing Modules

  x x

ASO Calculation and Billing Modules

  x x

Case Management:

     

Social Security

x x x

 

     

*LTC available in DOCSNET only.

     

 

     
 
   LTD
Feature DOCS DOCSQL DOCSNET
DOS C/S N-Tier

Automatic Calculations

     

Tiered and Aggregated Benefits

x x Imp

All Source Integration

x x x

COLA Benefits

  x x

Partial Disability

x x x

Reserves Module

x x x

Remote Claim Entry

x x x

Automatic Adjudication of Claims

  x x

Case Management

     

Other Income

x x x

Rehabilitation

x x x

 

     
 
   STD
Feature DOCS DOCSQL DOCSNET
DOS C/S N-Tier

Automatic Calculations

     

Tiered Benefits

x x Imp

Optional Weekly Payment Modes

  x x

Sick, Accident or Hospital Elimination

x x x

Remote Claim Entry

x x x

 

     
 
   IDI
Feature DOCS DOCSQL DOCSNET
DOS C/S N-Tier

Automatic Calculations

     

All Source Integration

  x x

COLA Benefits

  x x

Partial Disability

  x x

Reserves Module

  x x

Automatic Adjudication of Claims

  x x

Case Management

     

Other Income

  x x

Rehabilitation

  x x

Eligibility Features

     

Eligibility History

    New

 

     
 
   LTC (DOCSNET Only)
Feature DOCS DOCSQL DOCSNET
DOS C/S N-Tier

Automatic Calculations

     

COLA Benefit

    New

Reserves Module

    New

Remote Claim Entry

    New

ADL Adjudication

    New

 

     
 
   Critical Illness Features (DOCSNET ONLY)
Feature DOCS DOCSQL DOCSNET
DOS C/S N-Tier

Offsets Manager for Other Sources of Income

    New

Offsets Defined by % (of salary)

    New

Variable Payment Mode (Weekly, Bi-Weekly, Monthly)

    New

Automatic Calculations:

     

Minimum Benefit

    New

Support for Flex Benefit Plans

    New

Reinsurance Calculation and Billing Modules

    New

ASO Calculation and Billing Modules

    New

COLA Benefit

    New

Reserves Module

    New

Remote Claim Entry

    New

Automatic Adjudication of Claims

    New

Case Management:

     

Social Security

    New

 

     
 
   LIFE Features (Group, Individual)
Feature DOCS DOCSQL DOCSNET
DOS C/S N-Tier

Policy Series Design Module

  x x

Dependent and Beneficiary Modules

  x x

Payment Features

     

Accelerated Death Benefits

     

Accidental Death and Dismemberment Benefits

x x x

Statutory Interest Calculations

x x x

Spousal and Dependent Benefits

x x x

Travel Accident

x x x

Repatriation

x x x

Age Reduction Calculation

x x x

User Updateable Ancillary Life Coverages

  x x

User Defined Conditions and Benefit Calculations

    New

Case Management

     

Other Income

x x x

Rehabilitation

x x x

Social Security

  x x

 

     
 
   Group
Feature DOCS DOCSQL DOCSNET
DOS C/S N-Tier

Division and Class Distribution

  x x

Payment Features

     

Basic, Supplemental and Voluntary Benefits

x x x

Lump Sum and Monthly Payments

x x x

Reinsurance by Benefit Code

  x x

Auto Issue Form 712

x x x

Waiver of Premium Claims

x x x

 

     
 
   Individual (DOCSNET ONLY)
Feature DOCS DOCSQL DOCSNET
DOS C/S N-Tier

Payment Features

     

Whole Life

    New

Term Life

    New

Universal Life

    New

Annuity Payments

    New

Lump Sump Rider

    New

Ancillary Life Coverages

    New

Life Waiver

    New

Eligibility Features

     

Eligibility History

    New

 

     
 
DOCSNET
DOCSNET is designed to process high claim volumes and meet the needs of the largest insurers

Resources
BRM provides links to disablility information, tax rates, and other insurance related materials

Contact Us
To receive additional information about our products and services, please send an email or call

 
 Copyright 2018 Benefit Resource Management - All rights reserved.